Senate to Consider Federal Ban on Firearm-Specific Merchant Category Codes. As more states line up to protect their citizens from giant Wall Street firms tracking their gun and ammunition purchases, a push is on to ban the controversial practice nationwide.
Firearm-specific Merchant Category Codes (MCCs) were introduced in 2023 at the behest of anti-gun organizations. These codes categorize transactions, and gun rights opponents predictably hailed them as a crime-fighting tool.
The truth is, they are an ominous step toward a national gun registry, the precursor to confiscation.
Senator warns that fundamental constitutional freedoms are at stake
Sen. Bill Hagerty (R-TN) heads the powerful Senate Banking Committee and introduced the Protecting Privacy in Purchases Act. This bill would stop tracking these purchases.
Hagerty issued a news release blasting these illegal tracking efforts. “Merchant category codes should never be used to track and surveil gun store customers. If this alarming overreach isn’t stopped, [anti-gunners] won’t just target gun owners, they’ll weaponize the financial system against anyone who makes a purchase that doesn’t conform to their agenda.”
The prominent senator warned that nothing less than the Second Amendment and constitutional freedoms is at stake.
Failure to act would create a de facto gun registry
A similar effort is underway in the U.S. House, as Rep. Riley Moore (R-WV) introduced a companion bill to block this unconstitutional tracking.
“Any attempt to collect data on Americans simply exercising their God-given rights is wrong, and I won’t stand for it,” Moore declared. “I’m proud to have led this fight at the state level as West Virginia State Treasurer—where we were the first in the nation to codify this policy that protects our Second Amendment rights.”
The National Shooting Sports Foundation (NSSF), the industry trade association, quickly saluted the congressional effort to protect gun rights.
Lawrence G. Keane, NSSF Senior Vice President and General Counsel, explained that the motivation behind implementing these firearm-specific MCCs is clear.
“Gun control proponents, including those in Congress, have already admitted the use of a firearm retailer-specific Merchant Category Code is intended to monitor and approve or deny firearm and ammunition purchases,” Keane said. “Senator Hagerty’s bill would prohibit banks and the government from creating watchlists or determining when law-abiding citizens may exercise their Second Amendment rights, which starts with legally purchasing a firearm or ammunition.”
A fierce backlash to the institution of the codes two years ago prompted a quick retreat by the Wall Street firms. Over 20 states banned the practice, creating what should have been an impossible scenario for implementing purchase tracking.
Unfortunately, that was not the end. First, California, then Colorado, and New York passed laws requiring such anti-Second Amendment measures.
Multinational financial firms have an incredible amount of power over the lives of law-abiding citizens and the weapons industry. Insidious practices such as de-banking firearm manufacturers are well documented, and there is no reason to believe that the national registry of firearm and ammunition purchases will not be weaponized against gun owners.
There is no purpose other than creating such a registry to single out these transactions for special record-keeping. Tens of millions of sport shooters and gun enthusiasts owe a debt of gratitude to pro-gun lawmakers who stepped up and slowed down the process of cataloguing their purchases.
Twin measures are now up for consideration in the Senate and House, and it’s a great time to contact elected officials and express support for protecting the public from this massive overreach. Tell them that law-abiding citizens do not want their constitutionally protected private transactions tracked by Wall Street.
With the distinct possibility of more states creating this undue and unconstitutional burden, it is imperative that Congress act to end this practice before it takes root.
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